Shariah Compliant Personal Financing-I

Ethical Financing to Support Your Personal Growth

Apply Now!
Shariah financing advisor at work

Why This Plan Works For You

Structured around the concept of Tawarruq, our Shariah Compliant Personal Financing-I offers ethical, transparent, and disciplined financing for eligible applicants.

Shariah-Compliant Structure

Built entirely on the concept of Tawarruq, in full alignment with Islamic financial principles.

Fast-Tracked Processing

We target approval within 3 working days via our streamlined digital assessment process.

Stable Fixed Instalments

Stay protected from market fluctuations with fixed monthly repayments throughout the tenure.

Tenure Flexibility

Choose a repayment period anywhere from 1 to 10 years to suit your needs.

Hassle-Free Application

Applications and processing are handled through our structured platform, keeping physical visits to a minimum.

Minimal Documentation

Simple, straightforward documentation keeps processing quick and efficient.

Eligibility

Basic Qualification Requirements

Applicants must:

  • Be a Malaysian citizen aged between 21–59 years old
  • Be employed as a Government Servant or with a GLC (subject to assessment)
  • Earn a minimum monthly salary of RM1,500, inclusive of fixed allowances
  • Applicants with existing CCRIS/CTOS/AKPK records may still be considered, pending evaluation
Documentation

Documents Required

  • Original MyKad (Identification Card)
  • Payslips for the latest 3 months
Get Started

Begin Your Shariah Compliant Financing Application

  • ✓A transparent, structured process
  • ✓Fast approval, targeted at 3 working days*
  • ✓Predictable, fixed monthly instalments
  • ✓Flexible tenure from 1–10 years
  • ✓System-led assessment and ongoing monitoring
Processing Efficiency98%
Repayment Performance95%
Compliance-Focused Framework100%

Application Form

Share your details and our team will be in touch shortly.

By submitting this form, you agree to let Mesra Modal Network contact you regarding your enquiry.

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